Archive for Insurance & Security
Investing in California Real Estate
Posted by: | CommentsCalifornia is one of those states where you find all kinds of properties and where the climatic conditions vary hugely from place to place. You have places with moderate temperatures and you have places which experience all four seasons in their full glory. Traffic Jams, beaches and mild earthquakes are all characteristics of California. So there are a number of things to consider before you actually go for investing in California real estate.
All About Life Insurance
Posted by: | CommentsLife insurance settlements refer to the amount of money your beneficiary receives after you die. The life insurance company pays the settlement based on the amount you have paid for with the premiums of the policy. Life insurance settlements are usually only paid out after your death and there are several types of life insurance policies you can choose from.
Term life insurance pays out the life insurance settlements only if you die during the term of the policy. You can choose 5, 10, 15, and 20-year policies and it is even possible to get a 30 year life insurance with this type. Whole life insurance on the other hand covers you for your whole life and the settlement is paid out whenever you die.
Emergency Disaster Planning
Posted by: | CommentsOne thing that Hurricane Katrina taught us is that it is not enough to plan for the immediate disaster – survivors must also have enough reserves of whatever they need to get them through until the situation normalizes, or until they can be rescued and moved to a stable situation.
Even if you are not in a hurricane zone, having reserves of necessary items is a good idea. There is no part of the world that is immune from disaster, be it hurricane, earthquake, tornado, flood, ice and snowstorms, volcanoes or even man-made problems. Although being able to survive and come out of such disasters intact is sometimes a matter of luck, being prepared to outlast the immediate danger can make the difference between coming out alive or not coming out at all.
How To Turn Thirty Dollar Web Cam Into Home Surveillance System
Posted by: | CommentsWeb cameras are really inexpensive these days. With no technical knowledge, you can hook up one or several camerass to your PC and create own surveillance system, much like CCTV (closed curcuit television). But you’ll need the right tools first.
Active WebCam
How To Buy A Safe For Your Home
Posted by: | CommentsThe first step is to determine who or where you will buy your safe from. There are many places to buy a safe today, you can buy from a “big box store”, an office supply store, a furniture store, a hardware store, online, or even from a professional safe retailer or locksmith.
Life Insurance – Wise Investment To Protect Your Home
Posted by: | CommentsLife insurance is typically taken out to offer valuable financial protection for your family in the event of your death, upon which a payment is made to your financial beneficiaries, heirs or family members. The extent of this payment will depend on your insured sum and earnings. Life insurance and life assurance may be interlinked in advertisements, though bear in mind the two policies are different. Life assurance is a form of financial protection which is also an investment, as you should always get a pay-out at the end of the term of the policy. Life insurance on the other hand is simply financial protection for your family, avoiding the issue of debt in the event of your death.
Hurricane Preparedness
Posted by: | CommentsIf you are about to get hit by a Hurricane are you prepared? Do you have enough plywood to board up your windows? Often the local lumber companies will be sold out. In fact if you wait till the last minute Home Depot will be out too. Do you own a portable generator? No? Get one. Do you have enough fuel to keep it powered up? Most generators can use up to 1.5 gallons per hour and thus you need spare fuel tanks as well? If you wait too long the gas stations will be closed and after the Hurricane the power may not be turned back on for up to two-weeks depending on the damage. If you are talking about a direct hit Category III or IV it is entirely possible that it will be at least that long.
The Easy Way To Compare Term Life Insurance Quote
Posted by: | CommentsThe best way to compare term life insurance quote is to have several companies quote their premiums to you. Today you can go online and utilize free services that make it their business to compile databases with all the various information from hundreds of companies. The rating service gets a small fee from all the companies, therefore they aren’t concerned with which one you buy. Now you truly compare life insurance quote.